Sunday, October 30, 2011

Global Warming? Yeah, it's real.

Hey, all you republican'ts and other global warming deniers, take a look at this. Here's a fellow denier who TRIED to find that global warming wasn't real -- even being financed by a denier group -- but couldn't. In the end he agreed with what leading climate scientists have been saying for decades. Global Warming is real.

I bring this up, not so much as an example for global warming, but as an example to all those who stick to their closely held beliefs even in the face of overwhelming evidence (are you listening 1%!?). We need to believe the evidence and compromise to help the whole world, not just our friends and supporters.

Come on, republican'ts and democraps, in Washington D.C. get it together and GET TOGETHER to arrive at compromise solutions which will help all 100% of the American Persons, not just your little 1% group.

Sunday, October 23, 2011

Confusing Power with Greatness

We have, I fear, confused power with greatness.

[source] This is one of the major problems with the right wing of American politics and many in the Republican party in general. They believe that might makes greatness and they are sorely mistaken. A truly great society is one in which all the people share in the profits, not just the privileged few. And, our standing in the world is not based on our power, but on our compassion.

Sunday, October 16, 2011

Occupy . . . Are you involved?

I'm not. It's not that I'm not interested. But, like much of the middle class, I'm too busy surviving to participated in a demonstration of the frustration that many of us are feeling with the world economic situation. I AM one of the lucky ones. No, I'm not the top 1% -- the super rich -- I'm solidly entrenched in the middle class. But I have a job which seems as secure as any I can see in today's environments. But you never know, so I am working like the devil to keep it that way.

So what is the issue? I'm thinking GREED. Yep, good old greed. The greed of corporations is the basic issue. It is expressed by the demonstrators in various ways, but it boils down to this simple concept. Admittedly, it's not a simple concept. After all PROFIT -- the goal of greed -- benefits even those who only work for a corporation. My 401K plan benefits when the companies in the mutual funds make more money and the values of the stocks rise. But, the benefit to the average worker is minimal.

So what can we do? My opinion is that we must make social responsibility part of the equation. We need to make it PROFITABLE. We need to make the people in the boardrooms and executive suites understand that employing Americans is PROFITABLE. We need to make social responsibility profitable. This may mean higher prices for things, but it has to happen. Hit them in the only place where they feel it -- in their PROFITS.

We also need to make them understand that, if the gap between the haves and have-nots continues to increase or remain as it is, something bad will happen. I'm not advocating anything, just reacting to the atmosphere that I perceive in the society. The pressure is building and it has to be released.

Sunday, October 9, 2011

Debit Card Fees -- Good or Bad?

Take a quick look at this cartoon, then come back . . . I'll wait . . .

So what do you think? Is this a good thing or a bad thing or what? If you're a banker, you're looking to maximize your profits -- capitalism, remember? If you're a business, you're thinking it's great to have the bank pass on these fees to the consumer, so you don't have to hide them in the YOUR prices. If you're a consumer, you're thinking, "HEY, what the heck!"

If you use debit cards -- I don't -- you're thinking that this is pretty raw. Maybe you should switch to your credit card for all purchases and pay it off at the end of the month. In a way, this may be what the banks are thinking. Use your credit card, charge just a bit too much to pay off at the end of the month, more profits for the banks -- this time in interest on your credit balance. Win - ah, not so win.

Of course, this might be a good thing, if the theories of the open markets holds. You'll move your accounts to another bank with lower or no fees . . . but wait a minute. It's a hassle to move accounts, especially if you have automatic deposits or bill payments. Man, not as easy as you might think to make this market thing work -- at least for the individual.